And so we conclude on the solemn thought of death. No one wants to talk about the d word. Ignoring death will not forestall it. You may have family members who will take the reins on your passing. I do not. If you have not taken concrete steps to distribute any remainder most anyone can show up in court and stake a claim. My transfer on death deed precludes that. I designate charities and a dear friend in equal shares. If you are intestate on death the state can take it, park it for several years and then dump the proceeds into the general fund and use it to pay four guys to check a manhole cover. It requires attention and persistence and the cooperation of others. The documents are public records so there is no privacy concern. The process isn’t quite complete yet.